Documents required for filing a private car insurance claim typically include the claim form, copy of FIR (in significant events), copy of RC, driving license, insurance documents, and a declaration of fitness.

It is advisable to renew the private car insurance policy before its expiration date. Most policies provide a grace period for renewal to avoid any lapse in coverage.

The number of claims allowed per year can vary between insurance policies. It is essential to check the policy terms and conditions for specific details on claim limits.

The Insured Declared Value (IDV) is the maximum sum insured by the insurance company in the event of total loss or theft of the insured vehicle. It is a crucial factor in determining the premium.

Cashless claim facility is a feature that allows policyholders to get their vehicle repaired at network garages without making upfront payments. The insurance company settles the repair bills directly with the garage.

No Claim Bonus (NCB) is a reward given to policyholders for not making any claims during the policy period. It results in a discount on the premium at the time of renewal.

Yes, most insurance companies provide the option to obtain a duplicate copy of the insurance policy. This can usually be done by contacting the insurance company’s customer support or accessing the online portal.

Factors influencing the choice of car insurance policy include coverage options, premium rates, add-ons, the reputation of the insurance company, and specific requirements of the policyholder.

If the private car insurance policy expires, it is crucial to renew it at the earliest. Driving without insurance is illegal, and a lapse in coverage may lead to financial and legal consequences.

A car insurance claim can be cancelled under certain circumstances, such as providing false information or fraudulent activities. However, legitimate claims are typically processed following due procedures.